Apply Now
Secure Doc Upload
Clear Home Lending, LLC Logo

Down Payment Assistance Loans

Zero Down Payment Loans available for first time home buyers. See if you are eligible.


“ADVANTAGE PROGRAM”: Down Payment Assistance

  • 2% DPA to Cover Down Payment for FHA loans
  • May be combined with up to 6% seller concession for closing costs 
  • No resale or borrower repayment restrictions 
  • No underwriting fees 
  • 580 Min FICO Score
  • Maximum DTI is 48.99% 
  • Max Income is $102,060

CHENOA: FHA - Forgiveable Second

  • 3.5% DPA to Cover Down Payment
  • Must payback if sold or refinanced within the first 36 months
  • Forgivable 2nd Mortgage after 36 consecutive payments on the 1st mortgage
  • 620 Min FICO Score
  • Max Income is $83,835
  • Homebuyer Education Required for FICO 620 - 639